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Canada's Best 5-Year Fixed Rates | RateSpy.com – Don’t expect to get a great 5-year fixed rate if you’re locking in a floating-rate mortgage. Lenders typically offer sub-par "conversion rates" to such borrowers, and those rates can be 20-30 basis points higher than the best 5-year fixed rates they offer new customers.
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Bankrate.com provides a FREE mortgage points calculator and other mortgage points calculators to help consumers decide if they should buy points to reduce the interest rate.
Government Backed Mortgage FHFA Issues Final Rule on Uniform Mortgage-Backed Security – · Washington, D.C. – The Federal Housing Finance Agency (FHFA) has issued a final rule that requires Fannie Mae and Freddie Mac (the Enterprises) to align programs, policies, and practices that affect the cash flows of “To-Be-Announced" (TBA)-eligible Mortgage-Backed Securities (MBS).
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An FHA refinance mortgage or a new FHA loan lets you refinance or purchase of a home with a low down payment. This guide offers a quick look at vital information you need to take advantage of the FHA home loan program.
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