Current Home Purchase Interest Rates

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Anyone out to buy or refinance a home this month will find that current mortgage rates have fallen. while mortgage rates are still historically low. The average interest rate on a conventional. Others refinance in order to access cash to pay off other high-interest loans such as car loans and credit card loans.

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The rates shown above are the current rates for the purchase of a single-family primary residence based on a 45-day lock period. These rates are not guaranteed and are subject to change. These rates are not guaranteed and are subject to change.

Hybrid Adjustable Rate Mortgages offer the consumer a low interest rate for a certain period of time. Then, they increase or adjust to the current rate after fixed rate period has elapsed. These rates can be an entire point lower than 30 year fixed rates. Therefore, there may be significant savings in terms of interest paid to the lender.

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