What Is Mortage

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A mortgage, or deed of trust in some states, is a legal document you sign when buying or refinancing a home that gives your lender the right to take the property if you don’t repay the loan as.

What is a mortgage? – Consumer Financial Protection Bureau – What is a mortgage? A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you’ve borrowed plus interest. Mortgage loans are used to buy a home or to borrow money against the value of a home you already own.

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Mortgage 101 Guide: What Is a Mortgage? – Credit Sesame – When a bank agrees to give you a mortgage, it provides a written description of the terms of the loan, including the loan amount, interest rate, due dates and charges for late payments. This document is called a mortgage note. What Is a Mortgage Broker? A mortgage broker works with the buyer and the lender during the approval process.

What's the Difference Between a Mortgage and Deed of Trust? – To fully understand the difference between a mortgage and a deed of trust, you must first understand promissory notes. Homebuyers usually think of the mortgage or deed of trust as the contract they are signing with the lender to borrow money to purchase a house. But that’s actually not the case.

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